American household debt totals over $14.6 trillion. This massive number includes several debt types. From small private unsecured loans to large mortgages for home purchases. Securing a loan or other financing is the go-to option for people who need more money than they have. The key to success is knowing what debt type is right [...]
Floridians have the seventh highest credit card debt in the country, with the average Floridian owing about $7,049 on their card. While this may not seem like a lot, this balance can quickly turn into overwhelming debt issues. Speaking with a lawyer can help you find peace and financial freedom. 1. Debt Settlement One method [...]
Small business formation is in the spotlight, with 43 states seeing an increase in commercial lending. Commercial loans can be intimidating for first-timers. They are much more intensive than a standard personal loan and are full of terms that many have never heard of before. Understanding what a commercial loan analysis looks at helps you better [...]
The Florida bar has over 110,000 members. Not every one of these people is a viable option for your legal needs. With the countless advertisements for legal services bombarding us from every direction, it can be tough to determine who to hire. Follow these tips for picking a good lawyer in central Florida. 1. What [...]
You have a business idea and want to take your ideas from concept to reality. The first step is to form a business. This first step can have long-lasting consequences for you and your business, so it should not be taken lightly. Speaking with an attorney can help you understand the differences between partnerships, LLCs, [...]
Hiring a lawyer isn't something that people typically do on a regular basis. They only seek out legal representation when they have a need. Because of this, it can feel daunting to find and select a lawyer. So how do you know which one is right for your situation and needs? These five questions will [...]
The average mortgage balance in America is $208,185. For most people, their mortgage is the biggest financial obligation they have from the largest purchase they will ever make. This can create anxiety and stress. Knowing what to expect from a home buying loan can help ease these feelings. 1. Are You Prequalified? Getting prequalified for [...]
About 40% of co-signers find themselves responsible for at least part of the primary borrower's debt. While this can sound alarming, this is the very reason why there are co-signers. Some borrowers are not in a financial situation to secure a loan, so a co-signer gives them access to the funding they wouldn't otherwise have [...]
Signing and closing on your dream home is a big step and one worth celebrating! However, it's also an important time to get some crucial tasks done. This guide will help you understand what to do after signing so that you can officially own and live in your dream home. Make a Home Maintenance Plan [...]
It's exciting and nerve-wracking to buy a home. It's probably the largest purchase of your life, and that means that you want it to go smoothly. Avoid these five home buying mistakes and have a better real estate purchase experience. 1. Not Knowing What You Can Afford There is more to buying a home than the [...]
