Small business formation is in the spotlight, with 43 states seeing an increase in commercial lending. Commercial loans can be intimidating for first-timers. They are much more intensive than a standard personal loan and are full of terms that many have never heard of before. Understanding what a commercial loan analysis looks at helps you better [...]
The Florida bar has over 110,000 members. Not every one of these people is a viable option for your legal needs. With the countless advertisements for legal services bombarding us from every direction, it can be tough to determine who to hire. Follow these tips for picking a good lawyer in central Florida. 1. What [...]
You have a business idea and want to take your ideas from concept to reality. The first step is to form a business. This first step can have long-lasting consequences for you and your business, so it should not be taken lightly. Speaking with an attorney can help you understand the differences between partnerships, LLCs, [...]
Hiring a lawyer isn't something that people typically do on a regular basis. They only seek out legal representation when they have a need. Because of this, it can feel daunting to find and select a lawyer. So how do you know which one is right for your situation and needs? These five questions will [...]
The average mortgage balance in America is $208,185. For most people, their mortgage is the biggest financial obligation they have from the largest purchase they will ever make. This can create anxiety and stress. Knowing what to expect from a home buying loan can help ease these feelings. 1. Are You Prequalified? Getting prequalified for [...]
About 40% of co-signers find themselves responsible for at least part of the primary borrower's debt. While this can sound alarming, this is the very reason why there are co-signers. Some borrowers are not in a financial situation to secure a loan, so a co-signer gives them access to the funding they wouldn't otherwise have [...]
Signing and closing on your dream home is a big step and one worth celebrating! However, it's also an important time to get some crucial tasks done. This guide will help you understand what to do after signing so that you can officially own and live in your dream home. Make a Home Maintenance Plan [...]
It's exciting and nerve-wracking to buy a home. It's probably the largest purchase of your life, and that means that you want it to go smoothly. Avoid these five home buying mistakes and have a better real estate purchase experience. 1. Not Knowing What You Can Afford There is more to buying a home than the [...]
At the end of 2018, 4.3% or 2.2 million homes had negative equity. This is a significant improvement from 2008 when more than half of mortgaged homes experienced negative equity. So, what is negative equity, and how does it affect your mortgage? This is just one of many situations that you can face when you [...]
You may think you have found your dream home, but the biggest mistake you can make is rushing the purchase process. A home is one of the biggest purchases you will make in your life. You need to do your due diligence and research before you commit to the contract. This is why real estate [...]
